However, they are low on the list of the creditors, so are far less likely to get their money back than secured creditors.
The first gift voucher - the humble book token - was first issued in 1932.
These can be spent in stores.
Many people kortingscode de online drogist nl may have found that the card that friends and family have bought them for Christmas or a birthday have become worthless.However, the stores finally shut their doors just before Christmas 2012, and these cards were effectively useless once again.It is worth checking whether the gift card or voucher was bought through a third party.For example, some people had exchanged Tesco Clubcard vouchers for tokens to spend in Jessops, the camera store.This is the case even though the shop doors might still be open.For example, the outdoor stores Blacks and Millets were bought by JD Sports in what is known as a pre-pack administration.JD Sports still honours the vouchers bought before the deal was done.What products are we talking about here?Clearly, shoppers will have a problem returning korte intensieve training faulty goods if the shop no longer exists.A string of high-profile High Street casualties has brought the rights of consumers who have these tokens into sharp focus.For example, when administrators were brought in at Comet, they initially said that gift cards and vouchers would not be accepted.However, the administrators for DVD rental firm Blockbuster are honouring gift cards.After all, that can be spent anywhere.But with the increased popularity euromast korting postcodeloterij has come greater disappointment for those who find that their gift cards have become worthless.Now the voucher and gift card industry has grown into a 4bn a year operation in the.
Media captionJames Daley, from Which?, says people should keep vouchers.
In theory, they may have a claim for a lesser amount under chargeback rules to their credit or debit card provider, but this is not always successful.
Check the expiry date and think about spending.
Some, but not all, also can be used for online purchases.
And if you are thinking of buying a gift card or voucher, then it may be worth considering a gift of cash instead.